At Smart Loan Advisor, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Personal Information
We may collect the following personal information when you use our services:
- Contact Information: Name, email address, phone number, mailing address
- Financial Information: Income details, employment information, credit score (when voluntarily provided)
- Loan Requirements: Loan amount, purpose, tenure preferences
- Communication Records: Records of our communications via email, phone, or WhatsApp
Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address and device information
- Browser type and version
- Pages visited and time spent on our website
- Referring website or source
How We Use Your Information
We use your personal information to:
- Provide Services: Match you with suitable loan offers and lenders
- Communication: Respond to your inquiries and provide customer support
- Loan Processing: Share relevant information with partner lenders for loan evaluation
- Improvement: Analyze usage patterns to improve our services
- Legal Compliance: Comply with applicable laws and regulations
Information Sharing and Disclosure
With Lenders
We may share your information with our partner banks and financial institutions to:
- Check your loan eligibility
- Provide you with personalized loan offers
- Facilitate the loan application process
With Service Providers
We may share your information with trusted third-party service providers who assist us in:
- Website hosting and maintenance
- Email and communication services
- Analytics and performance monitoring
Legal Requirements
We may disclose your information when required by law or to:
- Comply with legal processes or government requests
- Protect our rights and property
- Ensure user safety and prevent fraud
Data Security
We implement appropriate security measures to protect your personal information:
- Encryption: Data transmission is encrypted using SSL technology
- Access Controls: Limited access to personal information on a need-to-know basis
- Secure Storage: Data is stored on secure servers with regular backups
- Regular Updates: Security measures are regularly reviewed and updated
Your Rights and Choices
You have the following rights regarding your personal information:
- Access: Request information about the data we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal requirements)
- Opt-out: Unsubscribe from marketing communications at any time
- Data Portability: Request a copy of your data in a structured format
Cookies and Tracking
Our website may use cookies and similar technologies to:
- Remember your preferences and settings
- Analyze website traffic and usage patterns
- Improve user experience and website functionality
You can control cookie settings through your browser preferences.
Data Retention
We retain your personal information only as long as necessary to:
- Provide our services to you
- Comply with legal obligations
- Resolve disputes and enforce agreements
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18 years of age.
Changes to This Policy
We may update this Privacy Policy from time to time. When we make changes, we will:
- Update the "Last updated" date at the top of this policy
- Notify you of significant changes via email or website notice
- Provide you with the opportunity to review the updated policy
Contact Us
If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:
- Email: blogslogdekho@gmail.com
- Phone: +91 99107 10219
- WhatsApp: Chat with us
We are committed to addressing your privacy concerns and will respond to your inquiries within a reasonable timeframe.